About Us

What We Do

The College Family Plan provides vision for the road ahead.  Built on over 20+ years of experience, we offer the tools and coaching guidance for a successful future. Our Planning and Financial Coaches help you devise a tailored, step-by-step plan. There is no “one-size-fits-all” approach when it comes to your future. This personal approach combined with our proven strategies are the keys to unlocking the success for your family’s future.

Our Family Approach Gives You More / The College Family Plan Difference

College planning with everyone’s future in mind, TCFP helps students and parents.

Student Tools + Parental Guidance = Family Success



Get unlimited access to Naviance Test Prep software that outlines a study plan to significantly increase your chance at a higher score. You’ll get SAT & ACT course instruction, practice tests, study tools and be able to see your percentile ranks. Improve confidence and yield results.

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Get help deciding on a career path. Narrow down your field of interest so you don’t waste years in college changing majors.  By …. and ……,


Narrow down the right college for your major with detailed college search features. Find results based on data analysis that are the best fit for you.   


Meet and exceed admissions requirements by building your best resume. From community involvement to classroom accomplishments, it all matters.  We educate you though the entire process and help you stay on track with our College Planning Calendar.




By looking at all the facts and figures, your Planning Coach can help determine your Estimated Family Contribution. We can offer insight on filling out the FASFA so you don’t get undercut.


Learn what factors determine this and where you family fits into the equation. Find what financial aid you qualify for.


Create cash flow for college by creatively directing your finances. By looking at your family’s Personal Economic Model, your Financial Coach can analyze what’s working and what areas need redirecting. Leave debt behind and create more financial margin. 


By working together we will help you select the right college, find the right scholarship options, compare and negotiate award offers, and prepare for success.

Our Instructors

Greg Phelps

Greg has a passion to help families avoid college debt. Having grown up in a low income home, gift aid should have been more readily available. Unfortunately, his parents made too much money during his base year the FAFSA uses, and the amount his parents were expected to pay for college was too high. Greg decided to wait a year and make money before he went to college. Living on his own he saved enough to pay for almost a full year’s tuition at the private college he chose. After the money was gone, the financial aid office’s solution was a loan. After a semester of financing college, he decided that was not going to work. He learned how the financial aid office worked and the second semester of his sophomore year was fully paid for by others. To further reduce costs, Greg hustled to finish college in three years. His final year cost him less than $100 dollars. Gregory’s career which has included being a guidance counselor, school board member, and financial advisor has made him uniquely qualified to help the students and families he has taught over the last 15 years understand the process of college funding.




Brian Ergle

Brian’s passion is to help families. His experience as a youth pastor, financial pastor and educational software representative has given him a unique perspective of the emotional, financial and educational needs of students. His ability to guide families through the great question, “What is God’s will for my life…Auburn or Georgia Tech?” is a tremendous asset to any family.

Stacy Ridings

The pathway leading to college used to be exciting, yet what I am seeing today are families filled with stress and anxiety.  The pressure to excel is overwhelming.  The College Family Plan is dedicated & determined to bringing back the excitement of college planning.

Stacy Ridings is the College Family Plan Regional Director who teams with our high school counselors for student success.  She is in charge of public relations, serves as the high school liaison coordinating the high school workshops, and assigns college coaches.

Stacy was selected as the 1993 State of Georgia Special Needs Teacher of the Year. With a Master’s in Education and Bachelor’s in Special Education, Stacy has 15 years of teaching experience which grants her amazing insight to serve families.

James & Stacy Ridings have been happily married since 1990 & have two sons in college who graduated from West Forsyth High School.


Jillian Cosgrove

Jillian Cosgrove is a certified School Counselor for the state of Georgia and has been a School Counselor since 2006 and a teacher since 1997.  She is currently the Director of School Counseling for a small private Christian school outside of Atlanta. Jillian has a wonderful husband of over 20 years and has walked the road our clients are embarking on with both her daughter and hundreds of other students that she has had the privilege to serve as a School Counselor.  


Roslyn Wagner

Roslyn Wagner received a B.A. in Communication Disorders from William Paterson University and a M.S. in School Guidance & Counseling from Nova Southeastern University. She has 33 years working in education. The first 14 years, working as a Speech/Language Pathologist in the schools (K-12). While working as a Speech/Language Pathologist at the high school level, she
became very interested in guidance and pursued a master’s degree in school and guidance counseling. She says, “It is one of the best decisions I have ever made. Being able to help students achieve their goals has been extremely rewarding to me”.


Scott Everill

Scott came to TCFP with a desire to guide families through the complexities surrounding the modern college environment.  As a presenter at The College Family Plan Scott’s goal is to educate families on the new realities of college funding and admissions processes.  Scott leads a free one-hour class in Atlanta area schools which serves as a helpful and essential launch point for parents who are ready to begin making tangible plans for their high school students’ education at the college level.  The details and decision points on the road to finding the right college or university for your children and creating the right funding plan can be overwhelming and Scott’s classes are geared towards getting parents and students started off in the right direction. 

Paula Flatman 

Paula Flatman loves teaching others.  She taught Spanish and Technology in Forsyth County for 14 years.  She observed that students and parents just had no clue about the how-to’s of preparing for college and the lack of financial preparedness. The process is very different and more complicated, stressful, and expensive than back in the day when she attended college.  With increasing student loan debt burdens and loan defaults, she decided it was time to shift her teaching skills to helping families, so she joined The College Family Plan where she can mix her financial and educational backgrounds.   

She holds a BS in Accounting from Point Park University in Pittsburgh and a BA in Spanish and Education from University of North Georgia and an MA in Spanish from Salamanca, Spain. 

Paula is proud of her son and two daughters who have all graduated  from college with bachelor’s degrees and one so far with her master’s.  

Nathan Wilder

Bio Coming Soon.  

Scott Edmonson

Bio Coming Soon.  












We want to start the conversation by getting some of the facts and figures out in the open. But we don’t stop there. Whether introducing our program to entire school districts or to a small group of parents. The College Family Plan can be presented in a relaxed, engaging environment that offers a big picture perspective.

Get In Touch



CANTON, GA, 30115

(678) 901-4167